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Overview

MobiWand has a robust, purpose built mobile money offering for service providers, that is feature rich, highly reliable and can create or enhance revenue streams. Our product is an enterprise level, white labelled solution, that can be branded and offered to consumers as a additional product suite. Our software increases customer loyalty and stickiness and creates opportunities to extend your brand equity.
Our platform can be easily configured to meet your business goals and offer financial services to your customers very quickly. Well defined and hardened API's allow you to develop your own solutions that are tailor made for your customers. Run campaigns and promotions to keep your customers engaged and always coming back for more


We offer payments solution for mobile wallets that are highly configurable and meet all regulatory requirements. You can set up and configure the product to meet your business objectives (fees, commissions, limits etc.) as well as integrate with an array of 3rd Party systems for bill payments, airtime top ups, banking systems, ATM networks etc. A wallet can be mapped to a mobile number. Our product offers payments functionality similar to a core banking solution, in addition to value added services.

Our solution is built on solid platform that is easy to deploy and maintain, greatly reducing the Total Cost Of Ownership (TCO). Post implementation, the platform delivers reliable, safe, and easy operations across multiple channels (USSD, IVR, Mobile Applications, STK, Internet etc).

The core engine embodies various back-end features and businesss rules processing to drive payments. The solution is built on the Java Enterprise Edition software (Java 7)and supported by a highly reliable Oracle database environment. The work bench allows you to configure the system as per local regulations and business needs. You can set up your own KYC requirements, Fee structures, Transaction Limits, Commission Rules, Switching Rules etc.

The APIs with high security promise encryption to prevent PIN misues through HSM - Hardware Security Modules) and multi factor authentication using OTP's for each transaction. The platform maintains the highest standards and best practices of the payments industry. Analysts/Developers can leverage the published APIs to create a wonderful transacting experience for their customers on a variety of channels. The platform can be integrated with any other system to offer a full payment solution suite to your customers.

With its inbuilt congifurable ledgers and settlement accounts, the platform allows finance teams to maintain control over the accounting system. The system provides data feeds that can be integrated with existing reporting servers to enable Management and Operations team analyze usage, transaction based revenue etc to manage growth and capacity

Mobile Banking

With our Mobile Banking Solution you can offer a unified & personalized banking experiences from multiple channels. Our Mobile Banking solution can integrate with Banking systems, MFI's, Payment Gateways etc. Customers can link different payment instruments to their profile and use them as a source of funds (Bank Accounts, Credit or Debit Cards, Prepaid Cards etc).


Provide innovative financial offerings to your customers such as loan disbursment and repayment, payment to merchants, bill payment using other payment instruments etc. Customer can link multiple instruments to their profile and select any one as a source of funds when executing a transaction.

Our platform provides an accessible and simple way for customers in the developing and developed countries to access banking services. Banks can use our platform to offer their services in remote locations where it would be otherwise economically unviable to open a branch. Customers can deposit or withdraw money from their linked bank accounts at a designated Banking Agent.

Our platform enables inclusive and low-cost banking, domestic and international remittance, mobile payments, airtime topups, micro insurance and other mobile financial services to millions of people with little or no access to any financial services. Our solution enables banks to reach a whole new section of people that would otherwise not be possible and banks to open new markets and business opportunities.

Agency Banking/Branchless Banking/Micro Banking

Our platform provides an accessible and simple way for customers in the developing and developed countries to access banking services. Banks can use our platform to offer their services in remote locations where it would be otherwise economically unviable to open a branch. Customers can deposit or withdraw money from their linked bank accounts at a designated Banking Agent.


Our platform enables inclusive and low-cost banking, domestic and international remittance, mobile payments, airtime topups, micro insurance and other mobile financial services to millions of people with little or no access to any financial services. Our solution enables banks to reach a whole new section of people that would otherwise not be possible and banks to open new markets and business opportunities.

Cash-in and Cash-out - Customers can deposit or withdraw money from any Banking Agent conviniently and securely.

Customers can transfer money to other mobile numbers or bank accounts or recieve funds from cross border transactions

The services can be accessed any time and from almost any device/channel - even on the go. No need for smart phones or computers